2.875% INTEREST RATE ASSUMABLE VA LOAN!
A rare opportunity for eligible VA buyers to assume a 2.875% VA loan on this beautifully updated and expanded Cape Cod in Gaithersburg, Maryland. Offering 4 bedrooms, 3 full bathrooms, more than 2,600 finished square feet, and a flat, fully fenced 0.29-acre lot, 4 Cedar Avenue provides exceptional space and flexibility with convenient access to military installations throughout the National Capital Region.
The home is within commuting distance of NSA Bethesda/Walter Reed National Military Medical Center, Forest Glen Annex/Walter Reed Army Institute of Research, Fort Meade, and Fort Detrick, with convenient access to I-270, I-495 and major commuter routes. MARC Train service is also nearby for access toward Washington, DC.
Thoughtfully expanded for modern living, the home features a bright, open layout where the eat-in kitchen flows directly into a spacious family room addition, creating a comfortable gathering space for everyday living and entertaining. Hardwood floors add warmth and character throughout the living room, dining room, and upper level.
A main-level bedroom and full bathroom provide valuable flexibility for guests, a home office, or multigenerational living. Upstairs are two generously sized bedrooms, including a spacious primary bedroom with a large walk-in closet. The renovated upper-level bathroom features designer tile, a double vanity, and glass-enclosed shower.
The finished walkout lower level adds even more usable living space with a recreation room, additional game or entertaining area, fourth bedroom or office, updated full bathroom, and ample storage. The walkout provides direct access to the backyard and makes the lower level especially versatile.
Outside, the flat, fully fenced 0.29-acre backyard is a standout feature with plenty of room for pets, play, gardening, entertaining, or simply enjoying the outdoors. A renovated deck, established garden beds, private driveway, and EV charger complete the property.
The home has benefited from extensive improvements, including a new roof (2020), replacement windows (2018), dining room bay window (2022), upgraded electrical panel (2019), primary HVAC system (2017), new upstairs zoned HVAC system (2023), renovated upper-level bathroom (2019), renovated lower-level bathroom (2021), renovated deck (2023), EV charger (2023), and solar panels (2023). Kitchen updates include a refrigerator (2022), dishwasher (2024), microwave (2020), and new oven/range (2026).
Solar panels installed in 2023 provide an opportunity for long-term energy savings while also generating SREC income.
The location offers easy access to Old Towne Gaithersburg, MARC Train service, parks and trails, restaurants, shopping, grocery stores, and the Gaithersburg Aquatic Center, along with everything Montgomery County and the greater Washington, DC region have to offer.
With a flexible four-bedroom layout, three full bathrooms, finished walkout lower level, large fenced yard, extensive updates, and an exceptionally low assumable VA interest rate, 4 Cedar Avenue offers a unique opportunity for military buyers relocating to the DC/Maryland area.
VA loan assumption available to eligible buyers with sufficient VA entitlement, subject to lender/servicer approval and all applicable assumption requirements.