Main picture Rick Foxx, I'll close your VA mortgage in 30 days or less, guaranteed! Call 727-777-4999
Contact Rick Foxx, I'll close your VA mortgage in 30 days or less, guaranteed! Call 727-777-4999


Rick Foxx, I'll close your VA mortgage in 30 days or less, guaranteed! Call 727-777-4999

Florida's VA Mortgage Center

General Information
AdNumber: MBOB18788
Name: Rick Foxx, I'll close your VA mortgage in 30 days or less, guaranteed! Call 727-777-4999
Company: Florida's VA Mortgage Center
Address 1: 3030 N ROCKY POINT DR, STE 150
City: Tampa
State: FL
Zip: 33607
Phone: 727-777-4999
Cell: 727-743-8048
Base
MacDill AFB, FL

Why Choose Me

Description of Services: VA Mortgage Specialist – 30 Day Closing Guarantee

My name is Rick Foxx, and I specialize exclusively in VA home loans for Veterans in Florida.

Because VA loans are the only loans I focus on, I’m able to offer something most lenders cannot — a 30-day VA closing guarantee.

VA loans are a unique program with specific guidelines that many lenders only deal with occasionally. Since I work with VA loans every single day, I know the program inside and out and work closely with the same VA underwriters to ensure a smooth, fast, and hassle-free closing.

When you work with me, your VA loan isn’t just another file in a stack — it’s handled by someone who specializes in helping Veterans use the benefits they earned.

If you’re planning to purchase a home using your VA benefit, I’d be honored to help.

Call today to get started:

727-777-4999 (Office)
727-743-8048 (Cell)

Website:
www.FLVMC.com

Email:
[email protected]

Call 727-777-4999

Experience: I have 20+ years of experience in the mortgage industry, and I specialize in in VA mortgages.

(Check out my 5 star Google reviews : https://bit.ly/3YdkMAd )

My goal is simple: to get your VA loan approved and closed within 30 days or less, and make it as easy as possible.

I do not have a call center or service all 50 states , we focus on only Florida, and you will work with just me and my processing team.

When you call, you will get me on the phone with no long hold times, and you'll get answers fast, with no BS.

Our staff is small, and all if us are trained specifically on VA mortgages, we don't just dabble at VA, we excel at it.

I look forward to working with you!

Certifications/Awards: VA Approved Lender #6391610000
NMLS 1299512
VA Mortgage Specialist
Silver Sponsor Project Transition (MacDill AFB/CENTCOM)
Licensed Mortgage Professional
"Over 25 years Serving the Veteran community"

Professional Designations: VA Lender # 6391610000
NMLS1299512
NMLS1092889

(Check out my 5 star Google reviews : https://bit.ly/3YdkMAd )

Reviews

Average Rating
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Daniel J
Clearwater, FL
3/25/2024 02:50 PM
 

  "Rick was absolutely wonderful to work with from the start. Words cannot express how much I am grateful I am for their team and the dedication all of them showed me for a final deal. I hope everyone is able to experience the great service that I received."

 
 
Fernando Sostre
Tampa, FL
10/7/2024 08:38 AM
 

  It was an amazing experience. My Family and I are very pleased with the professionalism of Mr. Richard Foxx and the rest of the staff. Thank you very much!

 
 
Diane Spina
Clearwater, FL
2/26/2025 09:15 AM
 

  Great service, my Dad is a Navy Veteran and served in the 1960's. He couldn't find his DD214 or COE, and we thought this would be a long process, but Rick got his COE from the VA in just days, and we closed in 3 weeks, start to finish. High recommendation, this company and Rick Foxx really know the VA programs and make it easy!

 
 
Ben Messick
Live Oak, FL
3/24/2025 09:57 AM
 

  Amazing service every time I have called. Everyone I have interactions with is friendly and knowledgeable. Home loans are stressful but this group has always been able to help sort it out and make it make sense. Thank you Rick Fox!

 
 
Loren Dunn
Lake City, FL
3/25/2025 09:44 AM
 

  This was our first time buying a home in Florida, and Rick made the process super easy. He was so helpful!

 
 
Greg Hilton
Panama City, FL
3/25/2025 09:52 AM
 

  Great experience with the VA loan for my first home buy. Everything I had questions about was explained to levels I can understand for a first timer and alot of things were done in ways to help the whole experience be less stressful. Highly recommend!

 
 
Alondia Baltazar
Riverview, FL
3/25/2025 10:04 AM
 

  Purchased property through Rick Foxx of Florida’s VA Mortgage Center and he is a real pro will push to get you closed ASAP !!!

 
 
Keith Pow
New Port Richey, FL
3/25/2025 10:07 AM
 

  Rick was a phenomenal resource in the process of getting our mortgage. His understanding of the VA mortgage process was second to none, and that made it easy to close on time. Highly recommend for your VA mortgage, Rick really knows his stuff!

 
 
Fernando Sostre
Jacksonville, FL
3/24/2025 09:49 AM
 

  It was an amazing experience. My Family and I are very pleased with the professionalism of Mr. Richard Foxx and the rest of the staff. Thank you very much!

 
 
Bella D
Clearwater , FL
3/24/2025 09:53 AM
 

  Rick was awesome to work with! Very nice and knowledgeable! It was a Holiday weekend when I called him with a VA question. Within minutes he called me back with answers. He made the whole process so easy when it came to getting a loan for my buyer. I would highly recommend him!! Thank you Rick!

 
 
Elton Gonzalez
Daytona Beach, FL
3/24/2025 09:55 AM
 

  Rick Foxx and the Florida’s VA Mortgage Center team have made my family’s first home purchase a very smooth experience. Rick’s proven his vast experience/knowledge at each turn where he’d explain everything in detail and help answer each question we had. 11/10 recommend!

 
 
John Garzon
Tampa, FL
3/24/2025 09:52 AM
 

  We found Florida’s VA Mortgage Center via google. I’m not going to lie, we were a bit hesitant at first as this was our first time going through this process. Luckily we had Rick guiding us through the process and answering any questions that would pop into our heads. It didn’t matter the time of day, Rick was there to provide guidance and ensure we were informed of what steps to take. If you are planning on using VA to find a home and don’t know where to start then I hope this review is motivation enough to reach out to the man and his team.

 
 
Pauline Schwester
Dunedin, FL
3/24/2025 09:58 AM
 

  It was an absolute pleasure working with Rick Foxx and Florida’s VA Mortgage Center on a recent transaction. Rick stayed in constant communication with the buyers as well my team and I from beginning to end!! We had a tight timeline and they did everything that they could to ensure that we would close on time!! Rick and his team are very personable and professional! All emails, text messages and phone calls were answered almost immediately! I look forward to working with them again and highly recommend Rick Foxx and his team!!

 
 
Jason Fox
Jacksonville, FL
3/24/2025 10:00 AM
 

  Rick and his team at Florida's VA Mortgage Center were extremely professional, well organized, and exceptional on their communication. Best option hands down in FL. Highly recommend their services.

 
 
Rob Treadwell
Panama City, FL
5/1/2025 08:27 AM
 

  Honestly? I thought getting a VA loan would be a nightmare. But these Rick and his team crushed it. No drama, no surprises—just a smooth, fast process. 10/10 would recommend to any fellow vets out there.

 
 
Christine Gentry
Panama City, FL
5/1/2025 08:34 AM
 

  The process was smooth from start to finish. If you’re a veteran thinking about buying, this is the team to call.”

 
 
Michelle Ferandez
Riverview, FL
5/1/2025 08:32 AM
 

  From application to closing, I felt supported. As a military spouse managing this while my husband was deployed, I can’t say enough good things.

 
 
Lisa Worthinton
Ocala, FL
5/1/2025 08:36 AM
 

  I called five lenders. These guys were the only ones who knew the VA loan rules backward and forward.

 
 
Nathaniel Mulero
Orlando, FL
5/1/2025 08:40 AM
 

  Couldn’t have asked for a better lender than Rick. From the beginning he was extremely communicative and very professional. Got us pre-approved and closed within a month. If you want a lender who actually cares about your situation and can find solutions regardless of the situation. Please call him.

 
 
Steve Rogers
Jacksonville, FL
6/6/2025 11:57 AM
 

  You have been absolutely outstanding. Thank you for your service to the community and its veterans.

 
 
Hayden Renicker
New Port Richey, FL
6/6/2025 12:00 PM
 

  If you are looking for VA wizard.. Go see Rick Foxx!!! This guy works around the clock and makes things happen in record time. Very close attention to detail and makes things in record time. Thank you Mr. Foxx and I can not wait to send my friends and family your way to work in close proximity with you. You the man! Thank you for everything sir

 
 
Robert Brown (USCG)
Port Charlotte, FL
6/6/2025 11:58 AM
 

  Working with Rick Foxx and Florida’s VA Mortgage Center was exceptional from start to finish. Rick’s knowledge of the VA loan process, professionalism, and dedication to veterans made our home buying experience smooth and stress-free. He was always available, explained everything clearly, and truly went above and beyond. If you’re a veteran looking to buy a home in Florida, I highly recommend Rick and his team—they’re the best in the business!

 
 
Diane S
Dunedin , FL
2/26/2025 11:00 AM
 

  I’m very pleased with Rick and his staff, my dad is 85 and a Navy veteran. He didn’t have any of his discharge papers, but Rick took the time to research it all with the VA , and we closed three weeks later. Great job and I highly recommend Floridas VA Mortgage Center if you’re looking for a VA loan!

 
 
Darlene Echevarria
Jacksonville, FL
3/24/2025 09:49 AM
 

  We had a wonderful experience with our Mortgage Specialist, Rick Foxx. From beginning to end he explained everything and was patient, attentive, responsive and professional! My dad, husband and I are very pleased and would recommend him to any vet looking to purchase a home!!

 
 
Robert Loblein
St Augustine, FL
3/24/2025 09:51 AM
 

  I enjoyed the great customer service from Rick and his team. They made my home buying experience easy. I had a tough experience with Veterans United and switched over to Florida's VA Mortgage Center. I'm glad i did! Thank you again, Bobby

 
 
David Dunn
Lake City, FL
3/25/2025 09:47 AM
 

  Really easy to work with. Got everything we needed complete really quickly. Made the home buying process very simple. If you are using a VA loan in Florida especially for a manufactured/mobile home purchase, definitely give them a call. Rick was awesome!

 
 
Briana Chandler
Lake City, FL
3/24/2025 09:46 AM
 

  Rick is great for first time home buyers, anytime I had a question he tried to answer and if he could not he would find the answer. He also made sure he called before my closing to ensure everything was good. Great communication and truly cares about his clients I would highly recommend!

 
 
Carolina Conner
Tampa, FL
3/25/2025 09:59 AM
 

  I have the pleasure to work with Rick Fox, Broker and owner of Florida’s VA Mortgage Center since 2019. I recommend his services, very knowledgeable, excellent customer service, reliable and on top of the changes in the market.

 
 
Jesus Hinjosa
Orlando, FL
3/25/2025 10:00 AM
 

  The best VA lender in the state! Been working with Rick for a while and he's very knowledgeable and provides a great experience. Highly recommend him for your mortgage needs!

 
 
Rob Andrew
Ocala, FL
3/25/2025 10:01 AM
 

  Great service! Rick s a true expert and really helped us from start to finish.

 
 
Cameron Lehman
Clermont , FL
3/25/2025 10:03 AM
 

  I had options being there is so many company out there right now trying to earn peoples business. I had to go with the one that my friend said did the best for them and their pocket not the best for the company’s pocket , I choose right with Rick Foxx and his team of professionals. Tell him what you need and he will deliver!

 
 
Marcus Ramson
Jacksonville, FL
5/1/2025 08:30 AM
 

  Zero down. No headaches. Closed in 21 days. They know what they’re doing.

 
 
– Eric D
Orlando, FL
5/1/2025 08:31 AM
 

  I’ve seen faster paperwork in the military... said no one ever—until now. Rick had our pre-approval done in one day and helped us close fast. Even my CO would’ve been impressed

 
 
Tyrell Wurley
New Port Richey, FL
5/1/2025 08:33 AM
 

  Blown away by the professionalism and honesty. They didn’t try to upsell or mislead—just real talk and great service.

 
 
Christine Gentry
Panama City, FL
5/1/2025 08:34 AM
 

  The process was smooth from start to finish. If you’re a veteran thinking about buying, this is the team to call.”

 
 
Frank Stanford
Spring Hill, FL
5/1/2025 08:34 AM
 

  Super helpful, transparent, and fast. I had a ton of questions and Rick answered every one.

 
 
Kevin Steveneson
Sanford, FL
5/1/2025 08:37 AM
 

  The most responsive lender I’ve worked with. Rick and Debbie always picked up the phone or replied quickly by email. I would recommend to friends or family looking for a VA loan.

 
 
Ashley Hernandez
Sanford, FL
5/1/2025 08:38 AM
 

  Rick was incredibly helpful to my husband and me, guiding us through everything in a very simple and transparent way. We're so grateful for his support and for helping us close within a month. I highly recommend working with Rick!

 
 
Dustin Cox
Sarasota, FL
3/5/2026 02:21 PM
 

  Rick and his team provided A+ service. The process was painless and fast. I would recommend Rick and his team for all of you VA home loan needs.

 
 
Abagail Guerrero
Pensacola, FL
3/5/2026 02:23 PM
 

  I cannot say enough good things about working with this mortgage company. From the very beginning, they went above and beyond to make the lending process smooth, stress-free, and even enjoyable. Buying a home can be overwhelming, but Rick Foxx turned this into an amazing experience for us. He explained things in a way that was easy to understand, answered every question we had (no matter how small), and always made us feel like we were their top priority. Communication was fast and clear— we never felt left in the dark. Most importantly, Rick worked hard to get us the best possible rate and loan terms, which made a huge difference for our family. If you’re looking for a lender who is knowledgeable, trustworthy, and truly dedicated to their clients, I highly recommend Rick Foxx. He turned what could have been a stressful process into a positive and memorable experience.

 
 
Nicole Conde
Fort Lauderdale, FL
3/5/2026 02:20 PM
 

  Working with Rick Foxx at Florida VA Mortgage Center was an absolutely outstanding experience from start to finish. As a transitioning service member using a VA loan, my situation had unique complexities, but Rick understood the process inside and out and never once made it feel like a barrier, only something to solve. From application to closing in just 19 days, Rick demonstrated an incredible level of professionalism, responsiveness, and expertise. He was always quick to respond, proactive in communication, and consistently found solutions instead of roadblocks. His ability to “find a way to yes” truly set him apart, especially in a VA loan process that many lenders struggle to navigate. What stood out most was how seamless he made everything feel. He anticipated requirements, worked closely with underwriting, and ensured all VA-specific documentation was handled correctly and efficiently. I always felt informed, supported, and confident throughout the entire process. If you’re a veteran or transitioning service member looking for a lender who truly understands VA loans and will go above and beyond to get you to the closing table, Rick at Florida VA Mortgage Center is the one you want on your team. I cannot recommend him highly enough. Thank you, Rick, for making this such a smooth and successful experience!

 
 
Arminta Neuman
Orlando , FL
3/5/2026 02:25 PM
 

  Rick Foxx was our agent for our VA loan. After hearing stories about the VA home loans, I was expecting headache and jumping through hoops. I did not experience none of it. Rick walked us through the process step by step and explained the process. When we had questions, Rick was always there to answer them. Thank you Rick for everything you done for us. You made the process smooth and with very little stress. You have earned your five stars and If could, I would give you more. Once again thank you for everything!

 
 
Kathy Monson
The Villages, FL
3/5/2026 02:27 PM
 

  We have recently had the pleasure of having Rick foxx as our mortgage advisor for our new to us home. We were able to take advantage of the VA mortgage loan and all its benefits that are offered to our military. Rick has been very responsive with us. Always following up and calling back with all the information we needed to know and always explained. When we had a little doubt of the possibility purchasing our retirement home in the villages Florida , Rick was always available to guide and explain the next steps we would need to have and take. We will now be closing on our dream home the end of August , maybe even a bit earlier. Thanks Rick!

 
 
Nathan Mulero
Freeport, FL
3/5/2026 02:29 PM
 

  Couldn’t have asked for a better lender than Rick. From the beginning he was extremely communicative and very professional. Got us pre-approved and closed within a month. If you want a lender who actually cares about your situation and can find solutions regardless of the situation. Please call him.

 
 
Al Mercado
Orlando, FL
3/5/2026 02:39 PM
 

  Wanted to take a moment to Thank Mr Rick Fox and the great bunch of people at Florida VA Mortgage Center , there Professional and Knowledgeable Expertise was instrumental in my Refinancing process for my home. Mr Fox was a Breath of Fresh Air. Mr Fox knew exactly what I wanted done and he made it happen. For Any Veterans and Disabled Veterans out there that Need a Hard Charging, knowledgeable Go Getter who is on ( Point ) Mr Fox and his Crew over at Florida VA Mortgage center know what needs to be done . Thanks again Mr Fox . Dealing with Fantastic people like you , Well , it reminds me that there are people out there who really do , appreciate My Service to our Great Nation . ??.. God Bless Florida VA Mortgage Center and God Bless America. ??

 
 

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