Description of Services: Ameris Bank offers a variety of mortgage products designed to meet different needs, including:
Home Loans: Options range from VA to FHA loans, catering to various financial situations.
Specialized Loans: Includes construction-to-perm loans, and rehabilitation loans.
First-Time Homebuyer Programs: Offers grants and assistance programs to help first-time buyers.
Flexible Credit Requirements: Some loans allow borrowers with no or limited credit to apply.
Down Payment Assistance: Programs are available for those who qualify.
All loans subject to credit approval. Additional eligibility requirements may apply. Program requirements and availability subject to change.
Experience: Since beginning her career in banking in 1989, Joelle Balotin has received numerous top producer and service awards. Joelle is experienced working with a full range of borrowers but especially enjoys working with Veterans and first-time homebuyers. First-time or seasoned mortgage applicants can rely on her integrity and ingenuity for a smooth mortgage transaction with personal service.
Certifications/Awards: Vice President, President's Club Member
Professional Designations: NMLS #1234900