Description of Services: Geneva Financial is committed to America’s everyday heroes. We carry multiple HERO mortgage products, including a 2% down payment assistance program.
This nearly nationwide* program is designed to provide down payment assistance equal to 2% or 3.5% of the purchase price to a wide variety of eligible borrowers.
A simple one-step process: the application is streamlined for the borrower, using the 1003 they have already completed!
DPA is a grant equal to 2% or 3.5% of purchase price
May be combined with up to 6% seller concession for closing costs
No resale or borrower repayment restrictions
Can be used with the FHA 203(b) program
Total borrower’s income is equal to or less than 140% of the median area income
First-time home buyers
WHO CAN GET A HERO LOAN?
Any borrower on the loan application who is a current, retired volunteer, or non-paid:
First-responder: police officer, firefighter, public safety officer, paramedic, or emergency medical (EMT), including volunteers or similar
Medical personnel: nurse, doctor, phlebotomist, or health ambassador, or hospital, American Red Cross worker, or similar
Experience: About Hermie Talamantez
I was born and raised in Texas. I know what Texans need. I know how Texans think. Living in places like Floresville, San Antonio, Corpus Christi, Houston, Spring, Sonora and Bulverde, have allowed me to help thousands of families like yours. I understand your mortgage needs are different and are unique to you. Buying a home should be a process that provides the opportunity to live out your dreams and begin new ones. I am on a mission to help provide sustainable homeownership for as many families as possible. I am a VA, FHA, Conventional, USDA home loan expert. I am proud to start this journey with you.
Certifications/Awards: Homes for Heroes Approved Lender