HomeStreet Bank Whidbey Island NAS Mortgage Lenders

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General Information

AdNumber: MBOB8853
Name: Tami Encinas NMLS#507130
Company: HomeStreet Bank
Address 1: 32650 SR 20 Bldg. E 201
City: Oak Harbor
State: WA
Zip: 98277
Phone: 360-279-6981
Cell: 360-631-2975
Fax: 360-719-5045


  • Whidbey Island NAS, WA

Other Bases Served

  • Joint Base Lewis McChord JBLM, WA
  • Naval Base Kitsap Bremerton, WA
  • Everett Naval Station, WA
  • Naval Base Kitsap Bangor, WA

Why Choose Me

Description of Services: I have been a Loan Officer for over 25 years with the past 22 of them here on Whidbey Island. It is my pleasure to assist active duty and retired military members throughout Washington with their home lending needs.
I specialize in the following type of loans:
VA loans
VA Jumbo loans
Conventional loans
USDA loans
FHA loans

Experience: Early on I learned that communication is key to assuring a smooth loan process. My goal is to make sure you are informed of the progress every step of the way. I never lose sight of the fact that your home is one of the most important financial and personal assets you will own. I understand that buying a home can be an intimidating process. I will guide you from start to finish and keep you up to date on the status of your loan.

I feel it is my job to educate borrowers up-front and provide solid guidance so you can gain confidence knowing that your purchase will help meet your financial and family goals. I take great pride in making sure my initial closing cost estimate is accurate so there aren’t any surprises at closing.

Experience an


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