HomeStreet Bank Joint Base Lewis McChord JBLM Mortgage Lenders

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General Information

AdNumber: MBOB8906
Name: Tami Encinas NMLS#507130
Company: HomeStreet Bank
Address 1: 32650 SR 20 Bldg. E 201
City: Oak Harbor
State: WA
Zip: 98277
Phone: 360-279-6981
Fax: 360-719-5045


  • Joint Base Lewis McChord JBLM, WA

Other Bases Served

  • Everett Naval Station, WA
  • Naval Base Kitsap Bremerton, WA
  • Coast Guard Seattle, WA
  • Naval Base Kitsap Bangor, WA

Why Choose Me

Description of Services: Active Duty and Retired Military, we got you covered! With a combination of 25 years of mortgage lending experience and 26 years of military service, we understand and can relate to your challenges. I grew up in the Colorado Springs area surrounded by the Army & Air Force and have lived the past 22 in a Navy town. My assistant, Joanna Patton, was born and raised in Puyallup, WA and is a retired Veteran. It is our pleasure to assist those who serve or have served with their home lending needs.

I specialize in the following type of loans:
VA loans / VA Jumbo loans / FHA loans
Conventional loans / USDA loans

Experience: Realizing that communication is key to assuring a smooth loan process, it is our goal is to make sure you are informed of the progress every step of the way. We never lose sight of the fact that your home is one of the most important financial and personal assets you will own. We understand that buying a home can be an intimidating process and we will guide you from start to finish while keeping you up to date on the status of your loan.
We feel it is our job to educate borrowers up-front and provide solid guidance so you can gain confidence knowing that your purchase will help meet your financial and family goals. We take great pride in making sure our initial closing cost estimate is accurate so there aren’t any surprises at closing.


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Contact Tami Encinas NMLS#507130